Who We Are

SmartTeller is a Nigerian fintech company offering a robust digital banking platform-as-a-service designed for cooperatives and mini-banks across Nigeria and Africa.

In addition to its flagship banking solution, SmartTeller provides digital services such as web and mobile app development, aimed at helping cooperatives and businesses transition seamlessly into the digital space.

Driven by a passionate team, SmartTeller is committed to addressing one of Africa’s most pressing challenges: the availability and accessibility of digital financial services. We believe inclusive financial technology is essential to unlocking sustainable growth and development across the continent.


Vision

To be Africa’s leading catalyst for inclusive digital transformation—empowering financial institutions, small businesses, and individuals with cutting-edge technology, practical education, and scalable digital solutions that drive sustainable growth, equity, and opportunity.

Mission

To accelerate Africa’s digital and financial inclusion by building innovative software tools, delivering practical technology education, and supporting cooperatives, microfinance institutions, and small businesses with the infrastructure they need to thrive in a digital economy.

We achieve this by:

  • Designing accessible fintech platform "SmartTeller Cooperative Banking Platform " that modernize cooperative and community banking across Africa.
  • Providing one-on-one IT and software engineering training to equip individuals and teams with job-ready skills.
  • Developing scalable business systems that help organizations digitize operations and grow sustainably.

Key Pillars of SmartTeller’s Identity

1. Fintech for Inclusion

SmartTeller.net, our flagship digital banking platform, enables cooperatives, microfinance institutions, and mini-banks to provide reliable, affordable, and inclusive financial services—online, offline, and via mobile (USSD/SMS). This directly empowers underbanked communities across Nigeria and beyond.

2. Practical Technology Education

We deliver personalized software development and IT training, especially for youth, entrepreneurs, and cooperative staff. This hands-on learning approach helps build local capacity and reduces digital illiteracy.

3. Digital Infrastructure for MSMEs

From ERP to CRM to HR and e-commerce systems, we equip small businesses with digital tools that streamline operations, improve decision-making, and enhance growth—without the high overhead of large enterprise systems.

4. Localization and Accessibility

Our platforms and training are built with real-world African contexts in mind: low internet areas, mobile-first users, and grassroots cooperatives. We prioritize accessibility, language inclusion, and simplicity.

5. Community-Centered Innovation

We believe lasting impact comes from empowering communities to build, manage, and own their digital futures. Our work is guided by local insight, inclusive design, and long-term partnership.


Our History

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